Community is an interesting aspect of society now, as there is far more division than there was before. There seems to be less "for the greater good" and more, for the "maximization of the individual" these days. I think it leads to a worse world for everyone.
There are people living off Hive now, which I understand based on their circumstances. But at the same time, what would they do if there was no Hive? It really should be seen as an extra, not a need. And at least put some percentage away, just in case it does go high. A lot of people might have fed themselves daily, but missed out on food for life.