Actually, that is two different questions (needing two different answers).

I am saving for retirement. That is what my Hive activities are focused on. I want to, at some point, be able to have enough monthly income from my cyber activities to at least supplement my retirement in a few years.

My next "bigger thing" is solar panels for my house. However, in theory, that shouldn't cost me anything. I will be purchasing them on a payment plan where my payments should be about the same as my current monthly electric charges. I will effectively be buying the panels instead of paying for electric service and providing my own electrical needs. When the panels are paid off in seven to ten years, I will no longer have an electric bill (thereby reducing my retirement living expenses) or possibly even getting money back from the electric company.