buying too many puppies (her story) and not having enough money to pay for food

She really sounds very advanced for her age. Is it too early to teach her about taxes? Haha

But I really like what you are doing here. Teaching her about these concepts at a very young age is nice. I remember getting allowance in elementary, and it was a weekly thing. I don't remember buying much from it, and I just saved it most of the time.