It really is a good discussion about the APR value of HBD in savings, for those who are still on the evolution curve like me, putting HBD to yield like this is a great form of income, in addition to that there is still a lot of the hard work of posting and take votes and everything else.

Now, looking at some giant/whale profiles, it's strange to see, for example, 100 thousand in HBD or even numbers larger than this in savings, so you really wonder: what if half of that or all of that was used to acquire HP and and so the profile has higher votes?

Anyway, it's a conversation to spend hours thinking and conceiving ideas, but I believe it would be interesting to put it at 15%, because that way people could do the middle ground, a little on savings and the other focusing on increasing HP.