In my opinion, an appropriate interest level for HBD would be around 10-12%.
This would allow the generation of some attractiveness for saving in HBD, but at the same time would not disincentivize activity and hard work in Hive.
It is important to find a balance that encourages active participation in the platform while rewarding savers.
A more moderate level of interest could help maintain the stability and growth of the community.
It's exciting to see how this discussion evolves!
!PIMP