Happy new year, you have a nice plan. Thanks for shaping my idea. My worry is about the right time to convert my hbd in my savings to hive. Because when hive price move high it won't be good idea to convert hbd to hive.
I think some would argue that now is the time you should be doing that. You have to do what is best for you though.
I have a hard time ever powering down, so I can't really speak to that. To me powering down feels like killing the goose that lays the golden egg, but I understand how it can be beneficial if you time things right.
Am still try to understand the best way to take profit, am actually new to hive that is why am trying my best to learn more.
Do your own research of course, but for me, HBD is the smart move, especially with the interest rate at 20%.
Yes Hbd intrest is a smart move. Many people are cashing out big time on it.