Time and Money Is Very Precious
Manage your time and money well.
You don't need the world to end before you can experience hell fire and heaven. You can experience both heaven and hell here on Earth.
If don't know how to manage and use your time and money properly, you will definitely experience hell and a hard life. Your time is irrecoverable, when is lost, it's gone. Money is hard to earn and easy to spend. You need discipline to manage money your money properly.
If you make good use of your money and time, you will definitely experience heaven on Earth. If you live your life by borrowing to spend, you definitely experience hell here on Earth, because when your creditors starts chasing after you it will not be funny.
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