real financial independence would mean being able to generate increasing value in the lowest of times also
This is IMHO one of the things that should be taught in school. But sometimes I think that other interests came on the top of that... The interest of being "in jailed" on a hamster wheel... Running everyday and every hour, giving away the most precious assent that we really own in this "world": Time; for a promise of a better wage, and better car or house that we will never truly own.
It kind of disrupts me to see so much financial illiteracy, and I don't consider myself has a person that knows how to generate increasing value of "my" things.