Hello everyone!!!!
I hope so you all are fine and happy!!!
As it's the last of December and we've many events in December so it's difficult to manage finances and to fulfill the needs of events with our budget. But when we know already that we'll have events in December then I only one thing i do to spend money which I want to buy things.
Image by u_mevs2b9d3l from Pixabay
How i manage my finances???
Although there's many ways to manage my budget but only thing i do is saving, i start to save almost 2 months ago to get the things I really want. Saving is the best option for use in events. I've to attend a wedding ceremony and for that i need some extra money and of course wedding don't happen suddenly, they are arranged and we all know the dates so it's easy to arrange money too.
This December gave me though time!!!!
Actually we start some construction work at home and it needs a lot of money, we don't have plans to start construction at home but we've to do it as we need to build a rooftop and we spent almost 2.5 Lac PKR till today just within a month and don't know how much money still we need further. Because still we've some remaining construction work at home.
My conversation now a days with my husband!!!
My husband living in foreign country to do his job and I'm living with my in-laws. Yesterday was the third day continually that I talk to my husband about money, I asked to him for some money and he said I already sent to dad at home for construction work. I said to him I need as i already spent my savings in home by buying needy things for myself.
As I need money for now and it's the last days of month, there's no chance to get income so he gave me some from his saving, well i just wanna said that in December we've to spend money from our savings.
We don't celebrate Christmas as we're not christian but December is the traditional wedding season here in Pakistan so we need money to go there.
Although my budget is low and giving me tough time but still I'll do shopping from my favorite brands as i don't wanna miss the chance of 50% or 40% discount lol because it'll come again after year.
Image by mejiamelissa from Pixabay
When I've saving then no need to worry about managing finance's
I've some money too in my hive account as they more than my needs but I'll not withdrawal money from hive when i can arrange by withdrawal from my savings wallet.
Who lead me towards saving??
In early months of marriage, I don't know how to manage money as i used all which I've then I start to thought where my money gone, because whenever i need money before marriage I asked to my mom and she never said no, but later my husband start to guide me that you should save some too for emergency situation like in the days of month. I think this credit goes to him that he lead me towards savings.
That's all for today and it's my entry in this week hive learner contest in #hl-exclusive in #hl-145e2.
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