The community does matter but I still think that most retirement programs won't work out. I just think that unexpected accidents such as health issues means that there needs to be a lot of money in your retirement fund. Also, with prices going up, I just don't think it will keep up.
Thanks for running the pool and for the BEE/LEN tokens
Not many people are aware that the whole retirement program system is unsustainable, but these small "tweaks" are implemented for a "deeper" level... As for having small pensions, or lack of health care, older people have an additional stress and anxiety of being margined by society... That's why it's important to integrate them back, into the communities where they can help each other...
It is a complex problem, but nobody will solve it for us... We have to do it ourselves...